Recent Articles

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Affordability in Focus

Why Higher Loan Limits Help & Why 50-Year Mortgages Probably Won’t

Published on 12/01/2025

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Looking for Something to Calm Your Summer? How About Opting Out?

Did you know the moment you apply for a mortgage, the credit bureaus can legally sell your personal info to dozens of other lenders? It’s called a trigger lead — and it’s why your phone explodes with spam calls within hours. The good news? Congress is this close to shutting it down for good. The bad news? The House and Senate can’t agree on how — and they’re about to fumble the whole thing. In this week’s article, I break down what’s happening, why it matters, and how you can take five minutes to stop the madness (and save your future self a summer full of spam).

Published on 06/26/2025

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What AI Said Would Happen to the Housing Market if Rates Suddenly Dropped to 5%

Artificial Intellegence predicts the future of the housing market if rates droppped.

Published on 06/16/2025

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Trump's Tariffs, Souffles and Mortgage Rates

Tariffs and Mortgage Rates

Published on 04/04/2025

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Big Tarrifs, but Mortgage Rates are Falling? Why?

tariffs, mortgage rates

Published on 03/04/2025

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Thoughts on the LA Fires and Home Insurance

Fire Insurance, LA Fires, Gauranteed Replaacement Cost

Published on 02/04/2025

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2024 Portland, OR Metro Housing Market Year in Review + 2025 Forecast

2024 Portland Metro, OR Housing Market Year in Review

Published on 01/07/2025

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2025 Portland Oregon Housing Forecast

2025 Portland Oregon Housing Forecast

Published on 12/03/2024

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A Non-Party Affiliated review of Trump’s Return: A Market and Economic Overview for the Mortgage and Real Estate Industry

Trump’s Return: A Market and Economic Overview for the Mortgage and Real Estate Industry

Published on 11/06/2024