Recent Articles
A Super El Niño… For Mortgage Rates?
Weather forecasters are sounding the alarm about a potentially historic El Niño developing this winter. NOAA currently says there is a greater than 90% chance it becomes a “very strong” event, with some models suggesting it could rival the strongest El Niños on record. Which naturally got me thinking about… mortgage rates.
Published on 08/28/2026
People Placing Bets on Mortgage Rates May Know Something that the Industry Doesn't
Polymarket and Kalshi might have something to say about the housing market and mortgage rates. I'm starting to listen.
Published on 07/28/2026
A River Runs Through It: Portland's Housing Market Is Splitting
For years, the rule was simple: west side = higher demand, faster appreciation, stronger pricing. East side = affordability play. But 2026 RMLS data is starting to blur that line. I dug into the numbers, and a clear shift is emerging in buyer behavior across the metro.
Published on 06/04/2026
Kevin Warsh Is In... What that Means (or Doesn't Mean) for Mortgage Rates
With Powell out, and Warsh in - a lot seemingly is falling on his shoulders. Why that might not matter to mortgage rates...
Published on 05/15/2026
Condo Association HOA Rules Just Got Updated. Trust Me, it Matters...
Fannie Mae and Freddie Mac just updated their financing rules on Condo Associations. It's very real that your condo that DID qualify for conventional financing may not when you go to refinance or sell...
Published on 05/05/2026
Wait, What? Jerome Powell May Not Leave in May? And Why Everything Feels Like a Dilbert Comic Strip Right Now.
The Fed, Geopolitics, and Mortgage Rates: The Magic 8 Ball is reporting "Reply hazy, try again later".
Published on 04/03/2026
When Bombs Drop in Iran, Mortgage Rates Rise in the United States
From 1970s gas lines to COVID toilet paper panic — here’s why mortgage rates jumped this week!
Published on 03/06/2026
The Fed Is Changing Guards — and Your Future Mortgage Rate Is About to Feel It
Dig in, in this 4 minute read and learn why Kevin Warsh might be influencing your future mortgage rate as Trump's pick to lead the Federal Reserve Board
Published on 02/05/2026
Affordability in Focus
Why Higher Loan Limits Help & Why 50-Year Mortgages Probably Won’t
Published on 12/01/2025